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Which MCC codes are prohibited for card use?

Updated4 months ago

We don't allow payments related to the following categories (MCC codes):

  • 4829 — Money Transfers / Wire Transfers
  • 5944 — Jewelry, Watches, Clocks, and Silverware Stores
  • 5966 / 5967 — Direct Marketing — Outbound Telemarketing; Adult Content and Services / Inbound Telemarketing
  • 6010 / 6011 / 6012 / 6050 / 6051 — Quasi-Cash, ATM transactions, financial institution transfers, and cryptocurrency-related operations (except plastic cards)
  • 6211 — Security Brokers and Dealers
  • 6540 — Prepaid Card Loads and Purchases
  • 7273 — Dating and Escort Services
  • 7297 — Massage Parlors
  • 7800 / 7801 / 7802 — Government-Owned Lotteries, Licensed Online Casinos, Government-Licensed Horse/Dog Racing
  • 7995 — Gambling, Betting, and Casino Operations
  • 8398 — Charitable and Social Service Organizations
  • 8651 — Political Organizations
  • 8661 — Religious Organizations
  • 9405 — U.S. Federal Government Agencies or Departments
  • 9406 — Government-Owned Lotteries (Non-U.S. region)

For certain card types, purchases with specific merchants under MCC 4121 (Taxicabs and Limousines) and 5947 (Gift, Card, Novelty and Souvenir Shops) may also be unavailable or partially restricted.

Before using the card, make sure the service or store doesn't fall into one of these categories, the card isn't blocked, and it has enough funds to pay for the order in full. A fee may be charged for failed transactions.

Following these recommendations will help you avoid declined payments and card cancellation.